Role of Validation and Communication in the Debt Collection Process, The

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Griffith, Elwin

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2010

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43

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INTRODUCTION|From time to time debt collectors have been criticized for their aggressive collection tactics. If there was any doubt, congressional hearings showed the lengths to which some collectors went to collect their debts. Debt collectors took advantage of the absence of legislation to pursue debtors without much interference. Some debt collectors were fond of making idle threats and harassing telephone calls to force their victims into compliance. They engaged in this type of conduct because their success in the field depended in large measure on the amount of money they could recover for their clients. The abuses became so widespread that Congress eventually intervened by passing the Fair Debt Collection Practices Act ("FDCPA") in 1977...

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43 Creighton L. Rev. 429 (2009-2010)

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Creighton University School of Law

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