New Protection against the Unethical Bill Collector: Debtor's Remedies under the Fair Debt Collection Practices Act
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Authors
Potach, Steven G.
Issue Date
1978
Volume
11
Issue
Type
Journal Article
Language
Keywords
Alternative Title
Abstract
INTRODUCTION|Fueled by the steady expansion of consumer credit, the debt collection industry in America has grown to enormous proportions. This growth has brought with it a multitude of unscrupulous and abusive debt collection practices, such as: telephone harassment of the debtor at home and at work; the impersonation of policemen and attorneys by collectors; the use of phony legal documents; and even threats of bodily harm to the delinquent debtor.|Traditional remedies have proven largely inadequate in protecting the debtor from such unscrupulous collection practices. Common law tort theories do not adequately safeguard the abused debtor's interests, and there has been little meaningful protection afforded by state legislation. Moreover, the individual states cannot effectively regulate the growing number of interstate debt collection abuses, particularly those involving long distance telephone harassment...
Description
Citation
11 Creighton L. Rev. 895 (1977-1978)
Publisher
Creighton University School of Law